Lifespan
Planning for the inevitable and getting your estate in order
16 April
Dying is not something we like to think about, however, a bit of pre-planning can save a lot of heartache for those we leave behind. Here are three important areas to consider with examples and possible solutions. Allocation of your super In most...[Read More]
WAIT! Before You Buy ThatâŠ
16 April
Every time you spend money, you choose your future. Will this purchase bring lasting value to your life, or is it just a fleeting desire? Will it move you closer to financial security, or set you back? Modern marketing doesnât want you to stop and...[Read More]
Financial analysis paralysis
9 April
Most of us suffer from this condition at some time or another. Imagine going to buy a loaf of bread. It seems simple, but once you get to the supermarket, there are so many different types itâs almost impossible to make a decision. Too much choice...[Read More]
Boost Your Future: How Extra Super Contributions Add Up
9 April
With the financial year end approaching, now is the perfect time to consider making additional contributions to your superannuation. Despite rising living costs affecting households nationwide, superannuation remains one area of personal finance you...[Read More]
How safe is your Digital Wallet Part 2
1 April
Itâs Monday morning, and youâre running late. You skip breakfast, grab your phone, and head out the door. You head to the cafĂ© and order your usual coffee with a quick tap of your phone. Later that day, you pop to the shop to grab some lunch....[Read More]
How safe is your Digital Wallet Part 1
30 March
Digital wallets, like Apple Pay and Google Pay, along with mobile banking apps, have quickly become the go-to solution for making payments and managing money. Whether youâre paying for groceries, splitting bills with friends, or shopping online,...[Read More]
Fostering wellbeing in the workplace
26 March
Roger was an auditor at a large multinational consulting firm. He was a conscientious worker, confident, capable and always positive. But Rogerâs cheerful smile concealed a private burden. For years, Roger had struggled with depression and...[Read More]
Five great tips for your first week of retirement
26 March
So, youâve had your farewell party, and your ex-colleagues have sent you on your merry way. Come Monday morning, you shouldnât be asking yourself, âWhat should I do now?â but rather an enthusiastic, âLetâs get started!â. While you...[Read More]
Where Are We Now and Where Are We Heading?
19 March
Following an excellent year for investors, we expect lower returns in 2025, with increasing opportunities for active managers. The major themes dominating markets: US stocks continue to dominate global markets, at 74% of global market...[Read More]
What happens to my superannuation ifâŠ
19 March
The premise behind Australiaâs superannuation scheme is simple: regularly contribute to a complying superannuation fund to provide financial support upon retirement. Well, thatâs the plan. But what happens if your savings strategy is disrupted...[Read More]
Interest rate relief
12 March
February 2025 saw the Reserve Bank of Australia (RBA) lower the official cash rate for the first time since 2020. The cut to 4.1% is a 0.25% reduction from the 4.35% it had held since 2023 and signals the RBAâs shift towards stimulating economic...[Read More]
5 ways to build a successful unretirement
12 March
Many clients look for guidance to help them chart their next stage of life; combining part-time work, volunteering or mentoring, exploration, friendship, family, and fun. While most feel they are in pretty good shape financially, many are unnerved...[Read More]
Protecting Your Small Business from the Unexpected
12 February
The operations of most small businesses rely on at least one or two pivotal people: usually the owner and perhaps a valued employee. If one of these key people were to experience a major illness or injury, or perhaps die, there is a good chance that...[Read More]
5 ways to save for your childrenâs education
12 February
A key financial priority for many of us is supporting the education of our children. We are lucky in Australia to have a strong education system, and whether you choose public, private or independent schooling or are looking at supporting their...[Read More]
Planning for the cost of education for your kids (or grandkids!)
5 February
Itâs not realistic to put a dollar sign on the cost of your childâs or grandchildâs future. But calculating the cost of education can help you draw a close enough estimate particularly in relation to the type of schooling you want to be able...[Read More]