Superannuation
Planning for the inevitable and getting your estate in order
16 April
Dying is not something we like to think about, however, a bit of pre-planning can save a lot of heartache for those we leave behind. Here are three important areas to consider with examples and possible solutions. Allocation of your super In most...[Read More]
Financial analysis paralysis
9 April
Most of us suffer from this condition at some time or another. Imagine going to buy a loaf of bread. It seems simple, but once you get to the supermarket, there are so many different types it’s almost impossible to make a decision. Too much choice...[Read More]
Boost Your Future: How Extra Super Contributions Add Up
9 April
With the financial year end approaching, now is the perfect time to consider making additional contributions to your superannuation. Despite rising living costs affecting households nationwide, superannuation remains one area of personal finance you...[Read More]
Staying steady: managing emotions and maintaining focus during market volatility
20 March
Experiencing market volatility can be an emotional rollercoaster for even the most seasoned investors. Feelings of fear, anxiety, and doubt often emerge as markets fluctuate, leading many to question their investment strategies and financial...[Read More]
What happens to my superannuation if…
19 March
The premise behind Australia’s superannuation scheme is simple: regularly contribute to a complying superannuation fund to provide financial support upon retirement. Well, that’s the plan. But what happens if your savings strategy is disrupted...[Read More]
Navigating redundancy: why financial advice is essential and 10 tips for getting help
13 March
Losing a job due to redundancy is rarely part of anyone’s career plan. Yet, for many Australians, it is a reality that can bring about uncertainty, stress, and financial concerns. While some may view redundancy as a setback, others may see it as...[Read More]
Smart ways to invest using an SMSF
6 March
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Tax on large withdrawals floated to future-proof super
12 December
Retirees might be more inclined to use super for its intended purpose – income for retirement – under a proposal to tax oversized withdrawals. Four actuaries have waded into the ever-contentious tax debate with a discussion paper thrashing out...[Read More]
Changes to super to bolster transparency and quality
21 November
Older Australians will be able to use their retirement savings more effectively under a government push to improve the quality and transparency of superannuation. The federal government will improve resources on its financial advice website...[Read More]
Calls to expand super payments for younger workers
14 November
Teenagers should be paid superannuation on top of their wages regardless of how many hours they work, one of Australia’s largest funds urges. Modelling by the Super Members Council of Australia released on Tuesday shows the average worker under 18...[Read More]
Retirement withdrawal – lump sum or income stream
7 November
The difference between a lump sum withdrawal of super and a retirement income stream, and the tax consequences. Choose a lump sum or income stream When you meet the retirement condition of release, you can usually choose to withdraw your...[Read More]
Payday superannuation
24 October
From 1 July 2026, employers will be required to pay their employees’ super at the same time as their salary and wages. On 2 May 2023 the Australian Government announced that from 1 July 2026, employers will be required to pay their...[Read More]
Super and planning for retirement
17 October
Find out what to consider with your super when planning your retirement. Check your super When you start to plan for retirement, you’ll need to check your super: where it is how much you have whether you have lost or unclaimed...[Read More]
How much Super is enough?
16 October
When considering how much super you should have, it’s important to understand that the amount you need is deeply intertwined with your unique circumstances. Your age, income, lifestyle expectations, and retirement goals are important in helping...[Read More]
Steps to help you plan for a super retirement
16 October
In 1996, total superannuation assets were $245 billion. By 2007, they had surpassed $1 trillion and had exceeded GDP. Today, Australia’s superannuation system as a collective is nudging a staggering $4 trillion, underscoring the system’s growth...[Read More]