Superannuation
Super top up: the smartest tax move you’re probably not making
6 May
Why your employer’s 12% is just the starting point Your employer now contributes 12% of your ordinary earnings into super, a milestone reached on 1 July 2025 after more than three decades of gradual increases. That’s meaningful progress, but for...[Read More]
Understanding dollar cost averaging: A steady approach in volatile markets
30 April
Investing can feel overwhelming, particularly during periods of market volatility when prices rise and fall unpredictably. One investment principle that has stood the test of time for managing this uncertainty is dollar cost averaging (DCA). It’s...[Read More]
Key ways to invest through an SMSF
30 April
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Making the most of dalary sacrifice: A smarter way to build your super
23 April
When it comes to building long-term wealth for retirement, one strategy that often gets mentioned—but not always fully understood—is salary sacrificing into superannuation. While it may sound complex, the concept is relatively straightforward...[Read More]
Essential financial moves in your 50s
22 April
Are you on track? Your 50s are a reckoning. They’re usually the first decade when retirement stops being a distant idea and becomes a near-term reality. The hard question to ask now is: Do I have enough? The ASFA Retirement Standard (December...[Read More]
Exit rich: the financial moves that separate a great business sale from a missed opportunity
22 April
The sale you’ve worked your whole life for For most business owners, the day you sell is the single largest financial event of your life. It’s the moment when decades of sacrifice, risk, and relentless effort are converted into a number. And...[Read More]
Riding the waves: Understanding market volatility and the importance of advice
16 April
Investment markets have always moved in cycles. Periods of growth and optimism are often followed by downturns, uncertainty, and recovery. While this rise and fall is a natural part of investing, it can still trigger anxiety and concern for many...[Read More]
The power of superannuation, compounding, and staying the course
9 April
Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]
Make the most of End of Financial Year opportunities 2025/26
8 April
With the end of the financial year fast approaching, there may be some valuable opportunities that are worth discussing with your financial planner. Depending on your personal circumstances, there potentially are some beneficial planning strategies...[Read More]
Retirement success… but at what cost?
2 April
You made it. After decades of early mornings, long days, financial discipline, and countless sacrifices, you’ve reached retirement. The mortgage is under control, the superannuation balance looks solid, and the calendar is finally your own. For...[Read More]
Your 30s Superannuation Playbook: How to Build Wealth While You Sleep
25 March
Here’s a truth most Australian 30-somethings discover too late, the super contributions you make this decade will outperform those you make in your 40s and 50s, even if you contribute less. Why? Because time is your secret weapon, and compound...[Read More]
Working Fly-In Fly-Out (FIFO) can be a golden opportunity: 10 tips for money and life
12 March
Working Fly-In Fly-Out (FIFO) can be a golden opportunity to fast-track your financial future and build a life with purpose—if managed wisely. Whether you’re doing it for a few years to get ahead or making a long-term career out of it, the...[Read More]
Volatility is normal: Why long-term wealth depends on staying the course
5 March
Turn on the news during any period of global unrest and it can feel like the financial world is unravelling. Markets fall sharply. Headlines scream crisis. Investors begin to question everything. And yet, history tells a very different story. Share...[Read More]
Supercharging Your Super: The Ultimate Guide for Late-Career Contributors
4 March
You don’t need to keep wondering if it’s too late to make a real difference to your retirement. If you’re approaching your later working years or have recently retired, you might have access to some of the most powerful superannuation...[Read More]
Should you move your super to cash when markets fall? Think again.
26 February
Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse? It’s a natural reaction. Watching balances fluctuate can be uncomfortable. But superannuation was never designed for...[Read More]